Equal Housing Opportunity
Mortgage Market Update
by USILA KOECH
We are navigating a market that is constantly changing and many clients are asking lots of questions. As a Senior Loan Originator, with 18 years of experience in the mortgage industry, I can help answer your questions. I can ensure the process goes smoothly by providing knowledgeable options based on your personal scenario. When looking for a mortgage lender, you need to do self-assessment of your personal goals and understand your loan options. You need to know your priorities, have a budget, check your credit, understand down payment, and employment. Planning is the key to achieving your goals of home ownership.
Here are 3 common myths:
You need 20 % down – First time buyers can qualify as little as 3% and Veterans enjoy 0% down.
Mortgage Insurance is bad – Mortgage insurance helps you if you don’t have 20% to put down, by protecting the lender while allowing you to purchase and build equity.
Getting a pre-approval doesn’t matter – Knowing what you can afford and getting pre-approved gives you a competitive advantage so you can search for homes with confidence.
In southern Nevada, homes are selling fast and having a professional team with years of experience is very important.
Equal Housing Opportunity
USILA KOECH
NMLS# 408740
SENIOR LOAN ORIGINATOR
CELL (702) 812-8594
OFFICE (702) 359-0301
FAX (702) 921-7860
